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EI Application Question
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EI Application Question
30 Apr 2012 11:39 AM
19 Sep 2005
Ms_Married
Duchess of the Forum
21,087
I'm applying for EI (mat/parental leave) and have a question about the application. The Service Canada rep that I spoke to made this all about as clear as mud.
In the application, it asks me to identify every week of the last 52 weeks when I made less than $225.
The nature of my employment is a variety of 'contracts' (I'm not self-employed though) for marking and working as a research assistant. I have an agreement (sometimes written, sometimes not) for a set amount of hours to be billed, and I submit hours in chunks as the work is being completed. So, for example, for a marking contract I will submit one chunk of hours after I mark Assignment #1, and the second chunk of hours after I mark Assignment #2.
For the most of the past 52 weeks (other than the last 3 months), I did not receive regular bi-weekly payments for set amount of hours per week.
Apparently I have two options: Option 1: Find out from my employers (two employers and a total of 6 jobs/contracts) the weeks when I was paid less than $225 for EACH contract, add up the info from each separate contract, and identify the weeks were I had less than $225 on the EI application. This makes my head hurt just contemplating this phone calls and paper work and math this will require.
Option 2: They will take the average (of what? I don't know) for the last 6 months and pay 55%.
Question: Are there any downsides to just going with Option 2? Most of my EI-eligible income was paid out in the last 6 months, since I had little EI eligible income from May-Aug 2011.
Question: With Option 2, will they still consider the hours worked for the whole 52 weeks? (I'm unsure if I will have enough hours in just the 6 months to qualify).
Question: Will choosing Option 2 over Option 1 delay the processing of my application?
Question: When they ask for income, they mean EI-eligible income, correct? Ie. They are not asking for my non-taxable scholarship income (I just realized I should have asked the Service Canada rep that question).
30 Apr 2012 12:02 PM
13 Aug 2010
honeysher 2.0
Postaholic
6,182
To know if one is beneficial over the other, I think you're going to have to do the math, unfortunately. I'd do it and then see which one works out in my favour and go with that option.
I don't think either option will delay your application processing but since it's a unique case, I can see it taking longer than average.
They definitely mean insurable income.
30 Apr 2012 12:27 PM
27 Apr 2006
Kitchener
Teacher_Wife
Raving Lunatic
10,046
Question: Are there any downsides to just going with Option 2? Most of my EI-eligible income was paid out in the last 6 months, since I had little EI eligible income from May-Aug 2011.
If you make less than the max, then going with option 2 (to consider all of your income) will make your payout less. Your average will be higher if you exclude small weeks. Remember that the number of small weeks to be exclude (option 1) will depend on your region. So if you have a lot of small weeks, maybe you will only have two excluded, so you can resort to finding your smallest 2 weeks.
Question: With Option 2, will they still consider the hours worked for the whole 52 weeks? (I'm unsure if I will have enough hours in just the 6 months to qualify).
No just the last 6 months. 52 weeks determine hours for eligibility, 23 weeks determine the pay out.
Question: Will choosing Option 2 over Option 1 delay the processing of my application?
Nope, not at all. Most people don't have small weeks at all and they get paid in the same time.
Question: When they ask for income, they mean EI-eligible income, correct? Ie. They are not asking for my non-taxable scholarship income (I just realized I should have asked the Service Canada rep that question).
Don't know, but I don't think things that did not have EI deducted count. Ie. yes only EI-eligible income, but I don't know how that applies to small weeks (ie. option #1)
BTW, it does suck with multiple jobs to figure out small weeks.
3 May 2012 10:31 AM
19 Sep 2005
Ms_Married
Duchess of the Forum
21,087
Thanks for your replies
Now I understand the purpose of identifying the short weeks, and I was able to get it sorted out with Service Canada.
31 Oct 2012 11:59 PM
30 Apr 2012
buzzle.ca
buzzle
New Member
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