Thanks TeacherAnge. There isn't a good children's consignment store around here.
Emmy - I'll check Walmart but I'm not hopeful. I found a frostfree one on Old Navy but I think it might be too puffy for the car.http://oldnavy.gapcanada.ca/browse/product.do?cid=53858&vid=1&pid=856126&scid=856126053
I'm going to check Winners today and maybe The Bay and hopefully find one that works. Right now her coat is a wool peacoat from Old Navy thats perfect but they don't have any left online and we live 5 hrs from the closest ON.